2018 Škoda Karoq

ISK 2,490,000

BílamiðstöðinListed Oct 3, 202634 days on the market

Price check

ISK 2.45M to 3.31M

Estimate: ISK 2,847,059

Based on all Karoq cars (18)

Too few similar 2018 cars to judge the price.

No change since Oct 24

From the ad's own fields on Bílamiðstöðin. Open the ad for the seller's own text.

This car is the cheapest of them.

Driving a year (km)

Consumption (l per 100 km)

Vehicle tax: ISK 21,260 for each half year, plus a charge for emissions above the limit, worked from the registered CO2 emissions (law 39/1988; Skatturinn, Nov 2, 2026).
Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
Diesel: ISK 331 a litre, the average self-service price (GSMbensín, Nov 2, 2026). Consumption is worked from the registered emissions (US EPA: CO2 per litre); winter driving usually uses more.
Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

Monthly payment, APR and the whole example

About ISK 36,300 a month

APR 13.9%

The arrangement fee and the registration fee are added to the loan, as the lenders do.
Lenders require third-party and comprehensive insurance; its premium is not in the APR.
Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
We do not lend money or arrange loans; the lender sets the terms.

The same loan at each: ISK 1,992,000 over 7 years, at the rate and fees in each lender's published price list.

Arion banki
The longest term for this car is 72 months.
Arion banki: car loans(opens in a new tab)
Ergo
The longest term for this car is 48 months.
Ergo: car loans(opens in a new tab)
Landsbankinn
The longest term for this car is 36 months.
Landsbankinn: car loans(opens in a new tab)
LykillAbout ISK 36,300 a month
Rate 11.65% · APR 13.9% · total cost of credit ISK 1,057,968
See the terms Lykill
Price
ISK 2,490,000
Down payment
ISK 498,000
Loan for the car
ISK 1,992,000 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 63,744)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 2,057,244
Term
7 years
Interest rate
11.65% variable
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 36,327 including the payment fee
Total amount payable
ISK 3,051,468
Total cost of credit
ISK 1,057,968
Annual percentage rate (APR)
13.9%
Lykill: car loans(opens in a new tab)

Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
The arrangement fee and the registration fee are added to the loan, as the lenders do.
The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

This car beside similar cars for sale
	This car2018 Škoda Karoq	2018 Škoda Karoq	2018 Škoda Karoq	2019 Škoda Karoq	2019 Škoda Karoq Ambition
Asking price	ISK 2,490,000	ISK 2,800,000	ISK 3,290,000	ISK 3,790,000	ISK 3,290,000
Against the estimate	Unknown	Unknown	Unknown	Unknown	Unknown
Mileage	95,000 km	94,000 km	125,000 km	96,000 km	99,000 km
Fuel	Diesel	Unknown	Diesel	Petrol	Diesel
Sold by	BílamiðstöðinListed Oct 3	Facebook MarketplaceListed before Oct 8	NetbílarListed before Oct 24	BílamiðstöðinListed Aug 13	HeimsbílarListed before Oct 24