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2019 Škoda Karoq
- 96,000 km
- Petrol
- Automatic
ISK 3,790,000
BílamiðstöðinListed Aug 13, 202685 days on the market
- First registered
- 7/2019
- Mileage
- 96,000 km
- Km a year
- about 13,000
- Fuel
- Petrol
- Gearbox
- Automatic
- Drive
- Four-wheel drive
- Power
- 150 hp
- Engine size
- 1,498 cc
- Seats
- 5
- Inspection
- Next 2027
- says the seller
Price check
Likely range
ISK 3M to 3.68M
Estimate: ISK 3,321,821
Based on 2019 Karoq cars (6)
Too few similar 2019 cars to judge the price.
Price history
No change since Oct 24
- Oct 24, 2026ISK 3,790,000
About the car
What the seller states
- Towbar, towing capacity 1,800 kg
From the ad's own fields on Bílamiðstöðin. Open the ad for the seller's own text.
2019 Škoda Karoq for sale
See them all- For sale
- 5
- Median asking price
- ISK 3,290,000
- Asking prices
- ISK 2.95M to 3.79M
3 of them ask less than this car.
Costs
Running costs a year
- Vehicle tax (bifreiðagjald)
- ISK 42,520 to 48,912
- Per km fee (kílómetragjald)
- ISK 104,250
- Fuel
- ISK 327,060
- Insurance
- Depends on the insurer
- Total a year
- ISK 473,830 to 480,222
- A month
- ISK 39,486 to 40,019
- Vehicle tax: ISK 21,260 for each half year, plus a charge for emissions above the limit, worked from the registered CO2 emissions (law 39/1988; Skatturinn, Nov 2, 2026). The range is because we do not know whether the registered emissions were measured by WLTP or the older NEDC method.
- Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
- Petrol: ISK 276 a litre, the average self-service price (GSMbensín, Nov 2, 2026). Consumption is worked from the registered emissions (US EPA: CO2 per litre); winter driving usually uses more.
- Insurance is not priced: insurers publish no prices, and it depends on the car and on you.
Car loan example
Monthly payment, APR and the whole example
About ISK 55,100 a month
APR 13.8%
Representative example
- Price
- ISK 3,790,000
- Down payment
- ISK 758,000
- Loan for the car
- ISK 3,032,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 97,024)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 3,130,524
- Term
- 7 years
- Interest rate
- 11.65% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 55,073 including the payment fee
- Total amount payable
- ISK 4,633,132
- Total cost of credit
- ISK 1,599,632
- Annual percentage rate (APR)
- 13.8%
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- Lenders require third-party and comprehensive insurance; its premium is not in the APR.
- Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
- We do not lend money or arrange loans; the lender sets the terms.
Lenders' terms
The same loan at each: ISK 3,032,000 over 7 years, at the rate and fees in each lender's published price list.
- Arion bankiAbout ISK 55,200 a month
Rate 11.70% · APR 13.8% · total cost of credit ISK 1,603,708
Arion banki: car loans(opens in a new tab)See the terms Arion banki
- Price
- ISK 3,790,000
- Down payment
- ISK 758,000
- Loan for the car
- ISK 3,032,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.10% (ISK 93,992)
- Total loan amount
- ISK 3,125,992
- Term
- 7 years
- Interest rate
- 11.70% variable
- Payment fee
- ISK 505 with every payment (electronic notice)
- Monthly payment
- ISK 55,187 including the payment fee
- Total amount payable
- ISK 4,635,708
- Total cost of credit
- ISK 1,603,708
- Annual percentage rate (APR)
- 13.8%
- Ergo
The longest term for this car is 60 months.
Ergo: car loans(opens in a new tab) - Landsbankinn
The longest term for this car is 48 months.
Landsbankinn: car loans(opens in a new tab) - LykillAbout ISK 55,100 a month
Rate 11.65% · APR 13.8% · total cost of credit ISK 1,599,632
Lykill: car loans(opens in a new tab)See the terms Lykill
- Price
- ISK 3,790,000
- Down payment
- ISK 758,000
- Loan for the car
- ISK 3,032,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 97,024)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 3,130,524
- Term
- 7 years
- Interest rate
- 11.65% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 55,073 including the payment fee
- Total amount payable
- ISK 4,633,132
- Total cost of credit
- ISK 1,599,632
- Annual percentage rate (APR)
- 13.8%
- Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
- An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.
Similar cars
![]() | ![]() | ![]() | ![]() | ![]() | |
|---|---|---|---|---|---|
| Asking price | ISK 3,790,000 | ISK 3,290,000 | ISK 3,790,000 | ISK 2,990,000 | ISK 2,950,000 |
| Against the estimate | Unknown | Unknown | Unknown | Unknown | Unknown |
| Mileage | 96,000 km | 99,000 km | 82,000 km | 110,000 km | 165,000 km |
| Fuel | Petrol | Diesel | Petrol | Diesel | Unknown |
| Sold by | BílamiðstöðinListed Aug 13 | HeimsbílarListed before Oct 24 | Bílasölur.isListed Nov 3 | BílalandListed Aug 11 | Facebook MarketplaceAbout 6 weeks ago |




