2019 Škoda Karoq Ambition

ISK 3,290,000

HeimsbílarListed by Oct 24, 2026 at the latestat least 13 days on the market

Price check

ISK 2.95M to 3.63M

Estimate: ISK 3,274,377

Based on 2019 Karoq cars (6)

Too few similar 2019 cars to judge the price.

No change since Oct 24

2 of them ask less than this car.

Driving a year (km)

Consumption (l per 100 km)

Enter the car's consumption to see the energy cost.

Vehicle tax is not worked out: the ad does not give what it needs.
Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
Diesel: ISK 331 a litre, the average self-service price (GSMbensín, Nov 2, 2026).
Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

Monthly payment, APR and the whole example

About ISK 47,900 a month

APR 13.9%

The arrangement fee and the registration fee are added to the loan, as the lenders do.
Lenders require third-party and comprehensive insurance; its premium is not in the APR.
Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
We do not lend money or arrange loans; the lender sets the terms.

The same loan at each: ISK 2,632,000 over 7 years, at the rate and fees in each lender's published price list.

Arion bankiAbout ISK 48,000 a month
Rate 11.70% · APR 13.9% · total cost of credit ISK 1,397,732
See the terms Arion banki
Price
ISK 3,290,000
Down payment
ISK 658,000
Loan for the car
ISK 2,632,000 (80% of the price)
Arrangement fee, added to the loan
3.10% (ISK 81,592)
Total loan amount
ISK 2,713,592
Term
7 years
Interest rate
11.70% variable
Payment fee
ISK 505 with every payment (electronic notice)
Monthly payment
ISK 47,973 including the payment fee
Total amount payable
ISK 4,029,732
Total cost of credit
ISK 1,397,732
Annual percentage rate (APR)
13.9%
Arion banki: car loans(opens in a new tab)
Ergo
The longest term for this car is 60 months.
Ergo: car loans(opens in a new tab)
Landsbankinn
The longest term for this car is 48 months.
Landsbankinn: car loans(opens in a new tab)
LykillAbout ISK 47,900 a month
Rate 11.65% · APR 13.9% · total cost of credit ISK 1,393,992
See the terms Lykill
Price
ISK 3,290,000
Down payment
ISK 658,000
Loan for the car
ISK 2,632,000 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 84,224)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 2,717,724
Term
7 years
Interest rate
11.65% variable
Credit assessment
ISK 7,000
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 47,863 including the payment fee
Total amount payable
ISK 4,027,492
Total cost of credit
ISK 1,393,992
Annual percentage rate (APR)
13.9%
Lykill: car loans(opens in a new tab)

Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
The arrangement fee and the registration fee are added to the loan, as the lenders do.
The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

This car beside similar cars for sale
	This car2019 Škoda Karoq Ambition	2019 Škoda Karoq Ambition	2019 Škoda Karoq	2019 Škoda Karoq AWD	2019 Škoda Karoq
Asking price	ISK 3,290,000	ISK 2,990,000	ISK 3,790,000	ISK 3,790,000	ISK 2,950,000
Against the estimate	Unknown	Unknown	Unknown	Unknown	Unknown
Mileage	99,000 km	110,000 km	96,000 km	82,000 km	165,000 km
Fuel	Diesel	Diesel	Petrol	Petrol	Unknown
Sold by	HeimsbílarListed before Oct 24	BílalandListed Aug 11	BílamiðstöðinListed Aug 13	Bílasölur.isListed Nov 3	Facebook MarketplaceAbout 6 weeks ago