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2022 Mini Cooper SE
- 32,000 km
- Electric
- Automatic
ISK 2,390,000
Stóra bílasalanListed Nov 2, 20261 day on the market
Car loan examplePrice check
Check another carLikely range
ISK 3.54M to 4M
Estimate: ISK 3,765,161
Based on 2022 Cooper cars (8)
Too few similar 2022 cars to judge the price.
About the car
- First registered
- 1/2022
- Mileage
- 32,000 km
- Fuel
- Electric
- Gearbox
- Automatic
- Power
- 184 hp
- Seats
- 4
What the seller states
- Next inspection 2028
Costs
Car loan example
Monthly payment, APR and the whole example
About ISK 34,200 a month
APR 13.1%
Representative example
- Price
- ISK 2,390,000
- Down payment
- ISK 478,000
- Loan for the car
- ISK 1,912,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 61,184)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 1,974,684
- Term
- 7 years
- Interest rate
- 10.95% variable
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 34,155 including the payment fee
- Total amount payable
- ISK 2,869,020
- Total cost of credit
- ISK 955,520
- Annual percentage rate (APR)
- 13.1%
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- Lenders require third-party and comprehensive insurance; its premium is not in the APR.
- Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
- We do not lend money or arrange loans; the lender sets the terms.
Lenders' terms
The same loan at each: ISK 1,912,000 over 7 years, at the rate and fees in each lender's published price list.
- Arion bankiAbout ISK 33,600 a month
Rate 10.85% · APR 12.5% · total cost of credit ISK 910,232
Arion banki: car loans(opens in a new tab)See the terms Arion banki
- Price
- ISK 2,390,000
- Down payment
- ISK 478,000
- Loan for the car
- ISK 1,912,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 29,636)
- Total loan amount
- ISK 1,941,636
- Term
- 7 years
- Interest rate
- 10.85% variable
- Payment fee
- ISK 505 with every payment (electronic notice)
- Monthly payment
- ISK 33,598 including the payment fee
- Total amount payable
- ISK 2,822,232
- Total cost of credit
- ISK 910,232
- Annual percentage rate (APR)
- 12.5%
- ErgoAbout ISK 33,700 a month
Rate 11.00% · APR 13.0% · total cost of credit ISK 938,604
Ergo: car loans(opens in a new tab)See the terms Ergo
- Price
- ISK 2,390,000
- Down payment
- ISK 478,000
- Loan for the car
- ISK 1,912,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 29,636)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 1,943,136
- Term
- 7 years
- Interest rate
- 11.00% variable
- Document fee
- ISK 25,000
- Payment fee
- ISK 385 with every payment (electronic notice)
- Monthly payment
- ISK 33,656 including the payment fee
- Total amount payable
- ISK 2,852,104
- Total cost of credit
- ISK 938,604
- Annual percentage rate (APR)
- 13.0%
- LandsbankinnAbout ISK 34,000 a month
Rate 11.10% · APR 12.8% · total cost of credit ISK 936,672
Landsbankinn: car loans(opens in a new tab)See the terms Landsbankinn
- Price
- ISK 2,390,000
- Down payment
- ISK 478,000
- Loan for the car
- ISK 1,912,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.625% (ISK 31,070)
- Registration fee, added to the loan
- ISK 3,800
- Total loan amount
- ISK 1,946,870
- Term
- 7 years
- Interest rate
- 11.10% variable
- Payment fee
- ISK 520 with every payment (electronic notice)
- Monthly payment
- ISK 33,958 including the payment fee
- Total amount payable
- ISK 2,852,472
- Total cost of credit
- ISK 936,672
- Annual percentage rate (APR)
- 12.8%
- LykillAbout ISK 34,200 a month
Rate 10.95% · APR 13.1% · total cost of credit ISK 955,520
Lykill: car loans(opens in a new tab)See the terms Lykill
- Price
- ISK 2,390,000
- Down payment
- ISK 478,000
- Loan for the car
- ISK 1,912,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 61,184)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 1,974,684
- Term
- 7 years
- Interest rate
- 10.95% variable
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 34,155 including the payment fee
- Total amount payable
- ISK 2,869,020
- Total cost of credit
- ISK 955,520
- Annual percentage rate (APR)
- 13.1%
- Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
- An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.
Running costs a year
Vehicle tax, the per km fee and fuel at your own driving
Enter the car's consumption to see the energy cost.
- Vehicle tax (bifreiðagjald)
- ISK 42,520
- Per km fee (kílómetragjald)
- ISK 104,250
- Insurance
- Depends on the insurer
- Total of what is worked out
- ISK 146,770
- Vehicle tax: an electric car pays the minimum, ISK 21,260 for each half year (law 39/1988; Skatturinn, Nov 2, 2026).
- Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
- Electricity: ISK 22.13 per kWh at home, the energy price (the sellers' average, Aurbjörg, Nov 2, 2026) and distribution (Veitur, tariff from Apr 1, 2026).
- Insurance is not priced: insurers publish no prices, and it depends on the car and on you.
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