2022 Tesla Model 3

72,000 km

ISK 4,500,000

9.7% below estimateEstimate ISK 4.99M

Open on Facebook Marketplace

Facebook MarketplaceListed Oct 28, 20266 days on the market

Car loan example

Price check

Check another car

ISK 4,500,000 is 9.7% below estimate, within the likely range.

High confidence

Based on 2022 Model 3 cars (37) · Likely range: ISK 4.5M to 5.53M · Estimate: ISK 4,985,433

About the car

Year: 2022
Mileage: 72,000 km

From the ad

Seller mentions:

passed inspection
warranty

All Tesla Model 3 for sale and prices by model year

Costs

Car loan example

Monthly payment, APR and the whole example

About ISK 65,300 a month

APR 13.8%

Representative example

Price: ISK 4,500,000
Down payment: ISK 900,000
Loan for the car: ISK 3,600,000 (80% of the price)
Arrangement fee, added to the loan: 3.20% (ISK 115,200)
Registration fee, added to the loan: ISK 1,500
Total loan amount: ISK 3,716,700
Term: 7 years
Interest rate: 11.65% variable
Credit assessment: ISK 7,000
Payment fee: ISK 395 with every payment (electronic notice)
Monthly payment: ISK 65,311 including the payment fee
Total amount payable: ISK 5,493,124
Total cost of credit: ISK 1,891,624
Annual percentage rate (APR): 13.8%

The arrangement fee and the registration fee are added to the loan, as the lenders do.
Lenders require third-party and comprehensive insurance; its premium is not in the APR.
Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
We do not lend money or arrange loans; the lender sets the terms.

Lenders' terms

The same loan at each: ISK 3,600,000 over 7 years, at the rate and fees in each lender's published price list.

Arion bankiAbout ISK 65,400 a month
Rate 11.70% · APR 13.8% · total cost of credit ISK 1,896,204
See the terms Arion banki
Price
ISK 4,500,000
Down payment
ISK 900,000
Loan for the car
ISK 3,600,000 (80% of the price)
Arrangement fee, added to the loan
3.10% (ISK 111,600)
Total loan amount
ISK 3,711,600
Term
7 years
Interest rate
11.70% variable
Payment fee
ISK 505 with every payment (electronic notice)
Monthly payment
ISK 65,431 including the payment fee
Total amount payable
ISK 5,496,204
Total cost of credit
ISK 1,896,204
Annual percentage rate (APR)
13.8%
Arion banki: car loans(opens in a new tab)
ErgoAbout ISK 65,400 a month
Rate 11.75% · APR 14.1% · total cost of credit ISK 1,927,124
See the terms Ergo
Price
ISK 4,500,000
Down payment
ISK 900,000
Loan for the car
ISK 3,600,000 (80% of the price)
Arrangement fee, added to the loan
3.10% (ISK 111,600)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 3,713,100
Term
7 years
Interest rate
11.75% variable
Document fee
ISK 25,000
Credit assessment
ISK 7,000
Payment fee
ISK 385 with every payment (electronic notice)
Monthly payment
ISK 65,436 including the payment fee
Total amount payable
ISK 5,528,624
Total cost of credit
ISK 1,927,124
Annual percentage rate (APR)
14.1%
Ergo: car loans(opens in a new tab)
LandsbankinnAbout ISK 65,600 a month
Rate 11.70% · APR 13.8% · total cost of credit ISK 1,907,188
See the terms Landsbankinn
Price
ISK 4,500,000
Down payment
ISK 900,000
Loan for the car
ISK 3,600,000 (80% of the price)
Arrangement fee, added to the loan
3.25% (ISK 117,000)
Registration fee, added to the loan
ISK 3,800
Total loan amount
ISK 3,720,800
Term
7 years
Interest rate
11.70% variable
Payment fee
ISK 520 with every payment (electronic notice)
Monthly payment
ISK 65,607 including the payment fee
Total amount payable
ISK 5,510,988
Total cost of credit
ISK 1,907,188
Annual percentage rate (APR)
13.8%
Landsbankinn: car loans(opens in a new tab)
LykillAbout ISK 65,300 a month
Rate 11.65% · APR 13.8% · total cost of credit ISK 1,891,624
See the terms Lykill
Price
ISK 4,500,000
Down payment
ISK 900,000
Loan for the car
ISK 3,600,000 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 115,200)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 3,716,700
Term
7 years
Interest rate
11.65% variable
Credit assessment
ISK 7,000
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 65,311 including the payment fee
Total amount payable
ISK 5,493,124
Total cost of credit
ISK 1,891,624
Annual percentage rate (APR)
13.8%
Lykill: car loans(opens in a new tab)

Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
The arrangement fee and the registration fee are added to the loan, as the lenders do.
The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

Running costs a year

Vehicle tax, the per km fee and fuel at your own driving

Driving a year (km)

Per km fee (kílómetragjald): ISK 104,250
Insurance: Depends on the insurer
Total of what is worked out: ISK 104,250

Vehicle tax is not worked out: the ad does not give what it needs.
Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
Energy cost is not worked out: a plug-in hybrid runs on both electricity and fuel, or the ad does not give the fuel.
Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

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