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2020 Tesla Model 3 Performance

2020 Tesla Model 3 Performance

  • 68,000 km
  • Electric
  • Automatic

ISK 4,990,000

15.7% above estimateEstimate ISK 4.31M

Price scale: asking price ISK 4,990,000, estimate ISK 4,314,318, likely range ISK 3.91M to 4.76M.

Open on Bílakjarninn(opens in a new tab)

BílakjarninnListed Oct 28, 20267 days on the market

Car loan example

Price check

Check another car

ISK 4,990,000 is 15.7% above estimate, above the likely range.

High confidence

Based on 2020 Model 3 cars (98) · Likely range: ISK 3.91M to 4.76M · Estimate: ISK 4,314,318

About the car

First registered
9/2020
Mileage
68,000 km
Fuel
Electric
Gearbox
Automatic
Drive
Four-wheel drive
All Tesla Model 3 for sale and prices by model year

Costs

Car loan example

Monthly payment, APR and the whole example

About ISK 70,900 a month

APR 12.9%

Representative example

Price
ISK 4,990,000
Down payment
ISK 998,000
Loan for the car
ISK 3,992,000 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 127,744)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 4,121,244
Term
7 years
Interest rate
10.95% variable
Credit assessment
ISK 7,000
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 70,852 including the payment fee
Total amount payable
ISK 5,958,568
Total cost of credit
ISK 1,965,068
Annual percentage rate (APR)
12.9%
  • The arrangement fee and the registration fee are added to the loan, as the lenders do.
  • Lenders require third-party and comprehensive insurance; its premium is not in the APR.
  • Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
  • We do not lend money or arrange loans; the lender sets the terms.

Lenders' terms

The same loan at each: ISK 3,992,000 over 7 years, at the rate and fees in each lender's published price list.

  • Arion bankiAbout ISK 69,600 a month

    Rate 10.85% · APR 12.2% · total cost of credit ISK 1,854,232

    See the terms Arion banki
    Price
    ISK 4,990,000
    Down payment
    ISK 998,000
    Loan for the car
    ISK 3,992,000 (80% of the price)
    Arrangement fee, added to the loan
    1.55% (ISK 61,876)
    Total loan amount
    ISK 4,053,876
    Term
    7 years
    Interest rate
    10.85% variable
    Payment fee
    ISK 505 with every payment (electronic notice)
    Monthly payment
    ISK 69,598 including the payment fee
    Total amount payable
    ISK 5,846,232
    Total cost of credit
    ISK 1,854,232
    Annual percentage rate (APR)
    12.2%
    Arion banki: car loans(opens in a new tab)
  • Ergo

    The longest term for this car is 72 months.

    Ergo: car loans(opens in a new tab)
  • Landsbankinn

    The longest term for this car is 60 months.

    Landsbankinn: car loans(opens in a new tab)
  • LykillAbout ISK 70,900 a month

    Rate 10.95% · APR 12.9% · total cost of credit ISK 1,965,068

    See the terms Lykill
    Price
    ISK 4,990,000
    Down payment
    ISK 998,000
    Loan for the car
    ISK 3,992,000 (80% of the price)
    Arrangement fee, added to the loan
    3.20% (ISK 127,744)
    Registration fee, added to the loan
    ISK 1,500
    Total loan amount
    ISK 4,121,244
    Term
    7 years
    Interest rate
    10.95% variable
    Credit assessment
    ISK 7,000
    Payment fee
    ISK 395 with every payment (electronic notice)
    Monthly payment
    ISK 70,852 including the payment fee
    Total amount payable
    ISK 5,958,568
    Total cost of credit
    ISK 1,965,068
    Annual percentage rate (APR)
    12.9%
    Lykill: car loans(opens in a new tab)
  • Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
  • The arrangement fee and the registration fee are added to the loan, as the lenders do.
  • The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
  • An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

Running costs a year

Vehicle tax, the per km fee and fuel at your own driving

Enter the car's consumption to see the energy cost.

Vehicle tax (bifreiðagjald)
ISK 42,520
Per km fee (kílómetragjald)
ISK 104,250
Insurance
Depends on the insurer
Total of what is worked out
ISK 146,770
  • Vehicle tax: an electric car pays the minimum, ISK 21,260 for each half year (law 39/1988; Skatturinn, Nov 2, 2026).
  • Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
  • Electricity: ISK 22.13 per kWh at home, the energy price (the sellers' average, Aurbjörg, Nov 2, 2026) and distribution (Veitur, tariff from Apr 1, 2026).
  • Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

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