2023 Tesla Model 3

33,438 km

ISK 4,599,900

14.2% below estimateEstimate ISK 5.36M

Open on Facebook Marketplace

Facebook MarketplaceListed Oct 25, 20269 days on the market

Car loan example

Price check

Check another car

ISK 4,599,900 is 14.2% below estimate. That is a good buy.

High confidence

Based on 2023 Model 3 cars (42) · Likely range: ISK 4.75M to 6.06M · Estimate: ISK 5,361,799

About the car

Year: 2023
Mileage: 33,438 km

All Tesla Model 3 for sale and prices by model year

Costs

Car loan example

Monthly payment, APR and the whole example

About ISK 66,800 a month

APR 13.8%

Representative example

Price: ISK 4,599,900
Down payment: ISK 919,980
Loan for the car: ISK 3,679,920 (80% of the price)
Arrangement fee, added to the loan: 3.20% (ISK 117,757)
Registration fee, added to the loan: ISK 1,500
Total loan amount: ISK 3,799,177
Term: 7 years
Interest rate: 11.65% variable
Credit assessment: ISK 7,000
Payment fee: ISK 395 with every payment (electronic notice)
Monthly payment: ISK 66,752 including the payment fee
Total amount payable: ISK 5,614,168
Total cost of credit: ISK 1,932,748
Annual percentage rate (APR): 13.8%

The arrangement fee and the registration fee are added to the loan, as the lenders do.
Lenders require third-party and comprehensive insurance; its premium is not in the APR.
Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
We do not lend money or arrange loans; the lender sets the terms.

Lenders' terms

The same loan at each: ISK 3,679,920 over 7 years, at the rate and fees in each lender's published price list.

Arion bankiAbout ISK 66,900 a month
Rate 11.70% · APR 13.8% · total cost of credit ISK 1,937,328
See the terms Arion banki
Price
ISK 4,599,900
Down payment
ISK 919,980
Loan for the car
ISK 3,679,920 (80% of the price)
Arrangement fee, added to the loan
3.10% (ISK 114,078)
Total loan amount
ISK 3,793,998
Term
7 years
Interest rate
11.70% variable
Payment fee
ISK 505 with every payment (electronic notice)
Monthly payment
ISK 66,872 including the payment fee
Total amount payable
ISK 5,617,248
Total cost of credit
ISK 1,937,328
Annual percentage rate (APR)
13.8%
Arion banki: car loans(opens in a new tab)
ErgoAbout ISK 66,900 a month
Rate 11.75% · APR 14.1% · total cost of credit ISK 1,968,500
See the terms Ergo
Price
ISK 4,599,900
Down payment
ISK 919,980
Loan for the car
ISK 3,679,920 (80% of the price)
Arrangement fee, added to the loan
3.10% (ISK 114,078)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 3,795,498
Term
7 years
Interest rate
11.75% variable
Document fee
ISK 25,000
Credit assessment
ISK 7,000
Payment fee
ISK 385 with every payment (electronic notice)
Monthly payment
ISK 66,880 including the payment fee
Total amount payable
ISK 5,649,920
Total cost of credit
ISK 1,968,500
Annual percentage rate (APR)
14.1%
Ergo: car loans(opens in a new tab)
LandsbankinnAbout ISK 67,100 a month
Rate 11.70% · APR 13.8% · total cost of credit ISK 1,948,480
See the terms Landsbankinn
Price
ISK 4,599,900
Down payment
ISK 919,980
Loan for the car
ISK 3,679,920 (80% of the price)
Arrangement fee, added to the loan
3.25% (ISK 119,597)
Registration fee, added to the loan
ISK 3,800
Total loan amount
ISK 3,803,317
Term
7 years
Interest rate
11.70% variable
Payment fee
ISK 520 with every payment (electronic notice)
Monthly payment
ISK 67,050 including the payment fee
Total amount payable
ISK 5,632,200
Total cost of credit
ISK 1,948,480
Annual percentage rate (APR)
13.8%
Landsbankinn: car loans(opens in a new tab)
LykillAbout ISK 66,800 a month
Rate 11.65% · APR 13.8% · total cost of credit ISK 1,932,748
See the terms Lykill
Price
ISK 4,599,900
Down payment
ISK 919,980
Loan for the car
ISK 3,679,920 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 117,757)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 3,799,177
Term
7 years
Interest rate
11.65% variable
Credit assessment
ISK 7,000
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 66,752 including the payment fee
Total amount payable
ISK 5,614,168
Total cost of credit
ISK 1,932,748
Annual percentage rate (APR)
13.8%
Lykill: car loans(opens in a new tab)

Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
The arrangement fee and the registration fee are added to the loan, as the lenders do.
The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

Running costs a year

Vehicle tax, the per km fee and fuel at your own driving

Driving a year (km)

Per km fee (kílómetragjald): ISK 104,250
Insurance: Depends on the insurer
Total of what is worked out: ISK 104,250

Vehicle tax is not worked out: the ad does not give what it needs.
Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
Energy cost is not worked out: a plug-in hybrid runs on both electricity and fuel, or the ad does not give the fuel.
Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

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