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2024 Tesla Model 3
- 32,000 km
- Electric
- Automatic
ISK 5,480,000
BifreiðakaupListed Oct 16, 202619 days on the market
Car loan examplePrice check
Check another carLikely range
ISK 5.51M to 6.89M
Estimate: ISK 6,159,959
Based on 2024 Model 3 cars (8)
Too few similar 2024 cars to judge the price.
About the car
- First registered
- 12/2024
- Mileage
- 32,000 km
- Fuel
- Electric
- Gearbox
- Automatic
- Drive
- Rear-wheel drive
What the seller states
- Next inspection 2028
- Service book included
- Towing capacity 1,000 kg
- Trade-in considered (cheaper)
Costs
Car loan example
Monthly payment, APR and the whole example
About ISK 77,800 a month
APR 12.9%
Representative example
- Price
- ISK 5,480,000
- Down payment
- ISK 1,096,000
- Loan for the car
- ISK 4,384,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 140,288)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,525,788
- Term
- 7 years
- Interest rate
- 10.95% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 77,769 including the payment fee
- Total amount payable
- ISK 6,539,596
- Total cost of credit
- ISK 2,154,096
- Annual percentage rate (APR)
- 12.9%
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- Lenders require third-party and comprehensive insurance; its premium is not in the APR.
- Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
- We do not lend money or arrange loans; the lender sets the terms.
Lenders' terms
The same loan at each: ISK 4,384,000 over 7 years, at the rate and fees in each lender's published price list.
- Arion bankiAbout ISK 76,400 a month
Rate 10.85% · APR 12.2% · total cost of credit ISK 2,032,172
Arion banki: car loans(opens in a new tab)See the terms Arion banki
- Price
- ISK 5,480,000
- Down payment
- ISK 1,096,000
- Loan for the car
- ISK 4,384,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 67,952)
- Total loan amount
- ISK 4,451,952
- Term
- 7 years
- Interest rate
- 10.85% variable
- Payment fee
- ISK 505 with every payment (electronic notice)
- Monthly payment
- ISK 76,383 including the payment fee
- Total amount payable
- ISK 6,416,172
- Total cost of credit
- ISK 2,032,172
- Annual percentage rate (APR)
- 12.2%
- ErgoAbout ISK 76,600 a month
Rate 11.00% · APR 12.6% · total cost of credit ISK 2,084,176
Ergo: car loans(opens in a new tab)See the terms Ergo
- Price
- ISK 5,480,000
- Down payment
- ISK 1,096,000
- Loan for the car
- ISK 4,384,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 67,952)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,453,452
- Term
- 7 years
- Interest rate
- 11.00% variable
- Document fee
- ISK 25,000
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 385 with every payment (electronic notice)
- Monthly payment
- ISK 76,639 including the payment fee
- Total amount payable
- ISK 6,469,676
- Total cost of credit
- ISK 2,084,176
- Annual percentage rate (APR)
- 12.6%
- LandsbankinnAbout ISK 77,100 a month
Rate 11.10% · APR 12.5% · total cost of credit ISK 2,088,936
Landsbankinn: car loans(opens in a new tab)See the terms Landsbankinn
- Price
- ISK 5,480,000
- Down payment
- ISK 1,096,000
- Loan for the car
- ISK 4,384,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.625% (ISK 71,240)
- Registration fee, added to the loan
- ISK 3,800
- Total loan amount
- ISK 4,459,040
- Term
- 7 years
- Interest rate
- 11.10% variable
- Payment fee
- ISK 520 with every payment (electronic notice)
- Monthly payment
- ISK 77,104 including the payment fee
- Total amount payable
- ISK 6,476,736
- Total cost of credit
- ISK 2,088,936
- Annual percentage rate (APR)
- 12.5%
- LykillAbout ISK 77,800 a month
Rate 10.95% · APR 12.9% · total cost of credit ISK 2,154,096
Lykill: car loans(opens in a new tab)See the terms Lykill
- Price
- ISK 5,480,000
- Down payment
- ISK 1,096,000
- Loan for the car
- ISK 4,384,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 140,288)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,525,788
- Term
- 7 years
- Interest rate
- 10.95% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 77,769 including the payment fee
- Total amount payable
- ISK 6,539,596
- Total cost of credit
- ISK 2,154,096
- Annual percentage rate (APR)
- 12.9%
- Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
- An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.
Running costs a year
Vehicle tax, the per km fee and fuel at your own driving
Enter the car's consumption to see the energy cost.
- Vehicle tax (bifreiðagjald)
- ISK 42,520
- Per km fee (kílómetragjald)
- ISK 104,250
- Insurance
- Depends on the insurer
- Total of what is worked out
- ISK 146,770
- Vehicle tax: an electric car pays the minimum, ISK 21,260 for each half year (law 39/1988; Skatturinn, Nov 2, 2026).
- Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
- Electricity: ISK 22.13 per kWh at home, the energy price (the sellers' average, Aurbjörg, Nov 2, 2026) and distribution (Veitur, tariff from Apr 1, 2026).
- Insurance is not priced: insurers publish no prices, and it depends on the car and on you.
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