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2021 Tesla Model Y
- 40,000 km
- Electric
- Automatic
ISK 5,290,000
Near estimateEstimate ISK 5.53M
Price scale: asking price ISK 5,290,000, estimate ISK 5,526,704, likely range ISK 5.16M to 5.92M.
NetbifreiðasalanListed Sep 15, 202650 days on the market
Car loan examplePrice check
Check another carISK 5,290,000 is 4.3% below estimate, within the likely range.
High confidence
Based on 2021 Model Y cars (59) · Likely range: ISK 5.16M to 5.92M · Estimate: ISK 5,526,704
About the car
- First registered
- 12/2021
- Mileage
- 40,000 km
- Fuel
- Electric
- Gearbox
- Automatic
- Drive
- Four-wheel drive
What the seller states
- Next inspection 2027
- Towing capacity 1,600 kg
Costs
Car loan example
Monthly payment, APR and the whole example
About ISK 75,100 a month
APR 12.9%
Representative example
- Price
- ISK 5,290,000
- Down payment
- ISK 1,058,000
- Loan for the car
- ISK 4,232,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 135,424)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,368,924
- Term
- 7 years
- Interest rate
- 10.95% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 75,087 including the payment fee
- Total amount payable
- ISK 6,314,308
- Total cost of credit
- ISK 2,080,808
- Annual percentage rate (APR)
- 12.9%
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- Lenders require third-party and comprehensive insurance; its premium is not in the APR.
- Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
- We do not lend money or arrange loans; the lender sets the terms.
Lenders' terms
The same loan at each: ISK 4,232,000 over 7 years, at the rate and fees in each lender's published price list.
- Arion bankiAbout ISK 73,800 a month
Rate 10.85% · APR 12.2% · total cost of credit ISK 1,963,168
Arion banki: car loans(opens in a new tab)See the terms Arion banki
- Price
- ISK 5,290,000
- Down payment
- ISK 1,058,000
- Loan for the car
- ISK 4,232,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 65,596)
- Total loan amount
- ISK 4,297,596
- Term
- 7 years
- Interest rate
- 10.85% variable
- Payment fee
- ISK 505 with every payment (electronic notice)
- Monthly payment
- ISK 73,752 including the payment fee
- Total amount payable
- ISK 6,195,168
- Total cost of credit
- ISK 1,963,168
- Annual percentage rate (APR)
- 12.2%
- ErgoAbout ISK 74,000 a month
Rate 11.00% · APR 12.6% · total cost of credit ISK 2,014,164
Ergo: car loans(opens in a new tab)See the terms Ergo
- Price
- ISK 5,290,000
- Down payment
- ISK 1,058,000
- Loan for the car
- ISK 4,232,000 (80% of the price)
- Arrangement fee, added to the loan
- 1.55% (ISK 65,596)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,299,096
- Term
- 7 years
- Interest rate
- 11.00% variable
- Document fee
- ISK 25,000
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 385 with every payment (electronic notice)
- Monthly payment
- ISK 73,996 including the payment fee
- Total amount payable
- ISK 6,247,664
- Total cost of credit
- ISK 2,014,164
- Annual percentage rate (APR)
- 12.6%
- Landsbankinn
The longest term for this car is 72 months.
Landsbankinn: car loans(opens in a new tab) - LykillAbout ISK 75,100 a month
Rate 10.95% · APR 12.9% · total cost of credit ISK 2,080,808
Lykill: car loans(opens in a new tab)See the terms Lykill
- Price
- ISK 5,290,000
- Down payment
- ISK 1,058,000
- Loan for the car
- ISK 4,232,000 (80% of the price)
- Arrangement fee, added to the loan
- 3.20% (ISK 135,424)
- Registration fee, added to the loan
- ISK 1,500
- Total loan amount
- ISK 4,368,924
- Term
- 7 years
- Interest rate
- 10.95% variable
- Credit assessment
- ISK 7,000
- Payment fee
- ISK 395 with every payment (electronic notice)
- Monthly payment
- ISK 75,087 including the payment fee
- Total amount payable
- ISK 6,314,308
- Total cost of credit
- ISK 2,080,808
- Annual percentage rate (APR)
- 12.9%
- Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
- The arrangement fee and the registration fee are added to the loan, as the lenders do.
- The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
- An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.
Running costs a year
Vehicle tax, the per km fee and fuel at your own driving
Enter the car's consumption to see the energy cost.
- Vehicle tax (bifreiðagjald)
- ISK 42,520
- Per km fee (kílómetragjald)
- ISK 104,250
- Insurance
- Depends on the insurer
- Total of what is worked out
- ISK 146,770
- Vehicle tax: an electric car pays the minimum, ISK 21,260 for each half year (law 39/1988; Skatturinn, Nov 2, 2026).
- Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
- Electricity: ISK 22.13 per kWh at home, the energy price (the sellers' average, Aurbjörg, Nov 2, 2026) and distribution (Veitur, tariff from Apr 1, 2026).
- Insurance is not priced: insurers publish no prices, and it depends on the car and on you.
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