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2022 Tesla Model Y
2022 Tesla Model Y
2022 Tesla Model Y
2022 Tesla Model Y
2022 Tesla Model Y

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2022 Tesla Model Y

  • 99,000 km

ISK 4,900,000

5.6% below estimateEstimate ISK 5.19M

Price scale: asking price ISK 4,900,000, estimate ISK 5,193,334, likely range ISK 4.74M to 5.69M.

Open on Facebook Marketplace(opens in a new tab)

Facebook MarketplaceListed Oct 22, 202612 days on the market

Car loan example

Price check

Check another car

ISK 4,900,000 is 5.6% below estimate, within the likely range.

High confidence

Based on 2022 Model Y cars (102) · Likely range: ISK 4.74M to 5.69M · Estimate: ISK 5,193,334

About the car

Year
2022
Mileage
99,000 km

From the ad

Seller mentions:

  • recent repair
  • passed inspection
  • warranty
All Tesla Model Y for sale and prices by model year

Costs

Car loan example

Monthly payment, APR and the whole example

About ISK 71,100 a month

APR 13.7%

Representative example

Price
ISK 4,900,000
Down payment
ISK 980,000
Loan for the car
ISK 3,920,000 (80% of the price)
Arrangement fee, added to the loan
3.20% (ISK 125,440)
Registration fee, added to the loan
ISK 1,500
Total loan amount
ISK 4,046,940
Term
7 years
Interest rate
11.65% variable
Credit assessment
ISK 7,000
Payment fee
ISK 395 with every payment (electronic notice)
Monthly payment
ISK 71,079 including the payment fee
Total amount payable
ISK 5,977,636
Total cost of credit
ISK 2,056,136
Annual percentage rate (APR)
13.7%
  • The arrangement fee and the registration fee are added to the loan, as the lenders do.
  • Lenders require third-party and comprehensive insurance; its premium is not in the APR.
  • Rate and fees from a lender's price list valid from Aug 20, 2026; other lenders' terms may differ.
  • We do not lend money or arrange loans; the lender sets the terms.

Lenders' terms

The same loan at each: ISK 3,920,000 over 7 years, at the rate and fees in each lender's published price list.

  • Arion bankiAbout ISK 71,200 a month

    Rate 11.70% · APR 13.7% · total cost of credit ISK 2,060,968

    See the terms Arion banki
    Price
    ISK 4,900,000
    Down payment
    ISK 980,000
    Loan for the car
    ISK 3,920,000 (80% of the price)
    Arrangement fee, added to the loan
    3.10% (ISK 121,520)
    Total loan amount
    ISK 4,041,520
    Term
    7 years
    Interest rate
    11.70% variable
    Payment fee
    ISK 505 with every payment (electronic notice)
    Monthly payment
    ISK 71,202 including the payment fee
    Total amount payable
    ISK 5,980,968
    Total cost of credit
    ISK 2,060,968
    Annual percentage rate (APR)
    13.7%
    Arion banki: car loans(opens in a new tab)
  • ErgoAbout ISK 71,200 a month

    Rate 11.75% · APR 14.0% · total cost of credit ISK 2,092,644

    See the terms Ergo
    Price
    ISK 4,900,000
    Down payment
    ISK 980,000
    Loan for the car
    ISK 3,920,000 (80% of the price)
    Arrangement fee, added to the loan
    3.10% (ISK 121,520)
    Registration fee, added to the loan
    ISK 1,500
    Total loan amount
    ISK 4,043,020
    Term
    7 years
    Interest rate
    11.75% variable
    Document fee
    ISK 25,000
    Credit assessment
    ISK 7,000
    Payment fee
    ISK 385 with every payment (electronic notice)
    Monthly payment
    ISK 71,216 including the payment fee
    Total amount payable
    ISK 6,014,144
    Total cost of credit
    ISK 2,092,644
    Annual percentage rate (APR)
    14.0%
    Ergo: car loans(opens in a new tab)
  • LandsbankinnAbout ISK 71,400 a month

    Rate 11.70% · APR 13.8% · total cost of credit ISK 2,072,624

    See the terms Landsbankinn
    Price
    ISK 4,900,000
    Down payment
    ISK 980,000
    Loan for the car
    ISK 3,920,000 (80% of the price)
    Arrangement fee, added to the loan
    3.25% (ISK 127,400)
    Registration fee, added to the loan
    ISK 3,800
    Total loan amount
    ISK 4,051,200
    Term
    7 years
    Interest rate
    11.70% variable
    Payment fee
    ISK 520 with every payment (electronic notice)
    Monthly payment
    ISK 71,386 including the payment fee
    Total amount payable
    ISK 5,996,424
    Total cost of credit
    ISK 2,072,624
    Annual percentage rate (APR)
    13.8%
    Landsbankinn: car loans(opens in a new tab)
  • LykillAbout ISK 71,100 a month

    Rate 11.65% · APR 13.7% · total cost of credit ISK 2,056,136

    See the terms Lykill
    Price
    ISK 4,900,000
    Down payment
    ISK 980,000
    Loan for the car
    ISK 3,920,000 (80% of the price)
    Arrangement fee, added to the loan
    3.20% (ISK 125,440)
    Registration fee, added to the loan
    ISK 1,500
    Total loan amount
    ISK 4,046,940
    Term
    7 years
    Interest rate
    11.65% variable
    Credit assessment
    ISK 7,000
    Payment fee
    ISK 395 with every payment (electronic notice)
    Monthly payment
    ISK 71,079 including the payment fee
    Total amount payable
    ISK 5,977,636
    Total cost of credit
    ISK 2,056,136
    Annual percentage rate (APR)
    13.7%
    Lykill: car loans(opens in a new tab)
  • Rates and fees are from the lenders' published price lists, read Nov 2, 2026. A lender may add a margin to the rate after its credit check.
  • The arrangement fee and the registration fee are added to the loan, as the lenders do.
  • The total cost of credit and the APR include the arrangement fee, the document fee and the credit assessment where the price list names them for a car loan, and the payment fee with each payment (electronic notice). The registration fee is a public fee and not counted as a cost of credit.
  • An example for comparison, not a promise of a loan: the lender decides whether and on what terms it lends. We have no partnership with any lender and send them nothing about you.

Running costs a year

Vehicle tax, the per km fee and fuel at your own driving
Per km fee (kílómetragjald)
ISK 104,250
Insurance
Depends on the insurer
Total of what is worked out
ISK 104,250
  • Vehicle tax is not worked out: the ad does not give what it needs.
  • Per km fee: ISK 6.95 per km for passenger cars with a permitted total weight up to 3,500 kg, from Jan 1, 2026 (Skatturinn, Nov 2, 2026).
  • Energy cost is not worked out: a plug-in hybrid runs on both electricity and fuel, or the ad does not give the fuel.
  • Insurance is not priced: insurers publish no prices, and it depends on the car and on you.

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